Engineered Digital Transformation for a FinTech Startup - OTO Capital

OTO Capital, with its distinctive platform, transforms the process of acquiring two-wheeler loans, focusing on a seamless and hassle-free experience for customers. Recognizing the potential for enhancement, Antino undertook a substantial initiative to elevate OTO Capital's operations. Leveraging our expertise in developing custom financial software, we delivered a set of bespoke solutions tailored specifically to OTO Capital's needs.

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About OTO Capital

OTO Capital provides an exclusive platform for easy two-wheeler loans. What makes them stand out is their impressive feature: monthly payments are 35% lower compared to regular banks. They don't just help with financing but also offer extra services. Users can easily take care of their bikes, track their trips, and watch their spending. OTO Capital also links users with experienced experts for excellent bike and scooter maintenance, along with appealing discounts.

Antino’s $9.6 Million Partnership With OTO Capital

Industry

Financial Services

Services

Android App Development

Website Development

Custom-based Software Development

Payment Processing

Business Type

Startup

Technologies Used

Android

Next.js

Python

Django & React.js

The Challenges

Automated Loan approval process

Implementing an automated loan approval process involving building a sophisticated algorithm and workflow that can efficiently evaluate loan applications based on predefined criteria.

Tracking proper user events and notifications

Implementing a robust event-tracking system to monitor user interactions within the application accurately.

Handling WebView activity for payment processing through webpage SDK

This involved integrating and managing a web view component within the application to facilitate secure payment processing using a webpage SDK.

The Solutions

Pause Phone Backpress

We implemented a feature that prevents accidental interruptions when the phone is in an active network state. This ensured uninterrupted usage for the user.

Clevertap Integration

Our experts integrated Clevertap to effectively track user events and notifications. This allowed for precise analytics and targeted communication strategies.

Customized Dashboard Design

We designed multiple dashboards with customized user interfaces to provide an intuitive and user-friendly experience, enhancing the platform's usability and accessibility.

Integration of Multiple NBFCs

Additionally, we facilitated the seamless integration of multiple Non-Banking Financial Companies (NBFCs) into the platform. This broadened the financial options available to users, enhancing the platform's versatility and convenience.

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